Car insurance rates have become a significant expense for many drivers, even if they don?t own a pricey premium vehicle. Even so, some insurers rise above the rest with reasonable prices, but they don?t all operate in every state, and some have restrictive policies that limit the type and number of drivers they accept. MarketWatch?s recent insurance study found that some insurers far undercut others with rates that make the competition look greedy.
It?s also good to note that companies like USAA heavily limit the types of drivers they insure, as that provider only works with active or retired military members and their immediate relatives. Drivers with multiple marks on their records, such as at-fault crashes and drug/alcohol-related offenses, almost always pay more than people with clean driving records.
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