RBC buys HSBC, holiday air travel and immigration backlog: Must-read business and investing stories

and capped a month of disappointing online shopping. As Jason Kirby examines in this week’s Decoder, a couple reasons for the decline could be at play, including retailers offering deals at other times of the year and customers returning to in-person shopping.carrying mortgages into their old age

, and rising interest rates will make it even more challenging to pay off homes before retirement. As Salmaan Farooqui reports, the number of people older than 65 with an outstanding mortgage in their residence increased from 1.2 million to 1.5 million between 2016 and 2021, and the number of seniors living alone with a mortgage also grew from roughly 181,000 to 220,000 in the same time frame.

It's called CHRISTMAS.

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