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Bank stocks have been rising in the rankings as upwards earnings revisions push growth scores higher. CIBC made the top 30 list for October after Scotiabank strategists presciently raised their rating on the bank sector as a whole from “underweight” to “neutral” last month. Variable mortgages make sense in cases where rates are heading lower so that’s the first place I looked. The available mortgage rates highly incentivized me towards fixed rates. Of the eight options provided by the bank I was with, only one was variable. It was too long a term for me at five years and expensive at over six per cent.A three-year variable rate would have been great. A U.S.
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