Chase Freedom Unlimited review: cash-back credit card with extra perks - Business Insider

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The Chase Freedom Unlimited offers 1.5% cash back on every purchase with no limits, annual fees, or bonus categories to worry about

at a rate of 1 cent per 1 point. If you value free award travel, this is another way to earn rewards points that can be worth a lot more than 1 cent each depending on how you redeem — there are a variety of travel partners from British Airways to United, and you can also redeem them for travel through the Chase Ultimate Rewards travel-booking portal.

, you can earn more than 1.5%-3% back with this card. Travel website The Points Guy subjectively values Chase points at 2 cents apiece, so if you're able to redeem your Freedom Unlimited earnings as points, you're looking at 3%-6% back. That's one of the best returns on spending for purchases that don't fall under a bonus category like dining or groceries.

 

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