Military members get Amex Platinum with no annual fee in 2020 - Business Insider

has one of the highest annual fees of any consumer credit card — $550 each year, starting when your first billing statement hits. However, the card is easily worth that annual fee if you travel, because you get more value than that back.

This can be particularly useful for military members who find themselves traveling frequently, either as a part of their service or during leave periods — or for traveling spouses and children, who can be added as authorized users. But the card can be incredibly valuable even for non-service members who have to pay the whole fee. Here are some of the benefits that make that the case.

Keep in mind that the fee waiver only applies to active-duty servicemen and women, according to Kerr, who runs the Facebook groupAirport lounge access Airport lounges are exclusive areas where you can enjoy seats, an internet connection, food, drinks, and sometimes other amenities. Although lounges were traditionally reserved for first-class and business-class passengers, many are accessible to any traveler who holds either a lounge membership or certain credit cards — and the Centurion lounges

, located at eight airports in the United States — and in Hong Kong — with more US locations set to open in the future. These chic venues offer an oasis in the middle of the main terminal's chaos, featuring comfortable seating, complimentary cocktails and food created by award-winning mixologists and chefs, respectively, and other amenities. Access to these lounges is limited to holders of the

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