Shopping for a loan with Credible is like shopping for flights online: easy and low-risk - Business Insider

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You can use Credible to refinance your student loans or shop for the best mortgage rate

. Credible only needs to perform a soft credit inquiry to show you your personalized rates.

Whether or not you're charged an origination fee or other fees on your loan will depend on the lender that you choose. However, for its student loan refinancing product, Credible does say that none of its partners charge origination fees or prepayment penalties.Credible does not publish any minimum credit score or income criteria. Instead, it encourages everyone to fill out its form to see if they're eligible for a prequalified rate.

Trying to refinance your student loans if you didn't graduate from college can be difficult. But Credible says that some of its lenders will, in fact, work with non-graduate borrowers. if you can't qualify on your own due to poor or damaged credit. Any adult US citizen or permanent resident can act as your cosigner.

 

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