30 minutes comparison-shopping for life insurance saved me money - Business Insider

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Comparison shopping for life insurance sounds like a chore, but online life insurance startups and comparison sites make it easier than you'd think

is a comparison site that gathers information from several companies in one place. In another five minutes, I'd found a new winner.

For a $250,000, 20-year term policy, Policygenius gave good options, including a policy from Transamerica for $11.18 per month. That makes Transamerica about $17 cheaper than Bestow's $11.25 per month policy over 20 years. Comparable quotes from Banner and Pacific Life also popped up. A $500,000 policy with the same information shows more significant savings. Policies from TransAmerica, Banner, and Pacific Life were all priced under $16 per month, about a dollar or two cheaper per month than the same policies offered by Bestow and Haven. offered the most information for my time, and the best prices available to me. However, had I not taken the time to explore my options, I wouldn't have known these were the best rates.

 

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