The "open account" button will bring you to this page, where you'll let Ally know if this is your first account at the bank. At the top of the window, you'll see the five steps to open an account.Next, you'll specify what type of account you want to open and the amount of your initial deposit. Ally offers the same interest rate on all balance tiers for its online savings accounts.You'll get a chance to review your initial deposit before moving on to the next step.
As with any high-yield savings account, if you earn interest throughout the year, you'll get a Form 1099-INT from your bank to include with your tax return, and your interest will be subject toAlly takes less than a minute to review your application.If you haven't figured it out by now, Ally is a stickler for verification. The last step before your application goes through is answering a few specific security questions, however random they may seem.
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2 reasons I keep my emergency savings in a high-yield savings account - Business InsiderI keep my emergency fund in high-yield savings accounts to maximize interest and to take advantage of FDIC insurance that keeps my money safe. High yield 'savings account' Ha! Money on their books is money for them to steal, tax, and take. Beware of the Corporate whoredom. They are the merchants of death. Every drug dealer needs to read this.
La source: BusinessInsider - 🏆 729. / 51 Lire la suite »
La source: BusinessInsider - 🏆 729. / 51 Lire la suite »