‘My business could go bust if insurers don’t pay’

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Coronavirus: ‘My business could go bust if insurers don’t pay’

Allianz and Aviva say they do not cover any diseases that are not named in their policies, and Zurich said its policies"generally" did not provide cover for global events like the Covid-19 pandemic. Meanwhile, Axa and RSA say some of their policies may cover businesses which suffer a loss because of a coronavirus outbreak on their premises.

Ms Pringle called Hiscox just days before she was forced to shut her business. She says the insurer assured her that it would pay her losses as a result of the decision to close, and even sold her extra cover to protect her business from the pandemic's impact. She says that any accidental coverage under the policy is not the fault of small businesses."It just doesn't seem fair that they're saving themselves and sacrificing all of us. It's their mistake, not ours," she says.

"In the spirit of supporting other small businesses around us, we want to try to pay the people who need the money the most," he says. Mr Duckett says the company's argument that contagious disease cover only applies to local outbreaks is different to the wording of his policy. He thinks Hiscox is arguing what its policy"should say".

 

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Whats the point of taking out insurance then if they wont pay. It seems a complete con. Insurance should be non profit.. and so should the banks.

The insurance industry doesn't have enough money they say? They have enjoyed filling their pockets the rest of the time. Get on with it!

Insurance is mostly a scam. Sue them. Don't pay them again.

Lives will go bust because the DWP does not pay enough

Uh, people are dying. So you’re business is in trouble? Money isn’t everything..

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