the year before and even though we didn't have kids yet, we wanted the other spouse to be able to stay living in that home if one of us died unexpectedly.
Because of these experiences, my husband and I knew we didn't want to take any chances with our health and If my children have student loan, car loan, or credit card debt, I would want them to pay those debts off first. These types of debt, especially credit cards, tend to have the highest interest rates. I know firsthand the freedom that comes with having no debt, and would want my children to experience that same type of freedom. After paying down any debt they have, I would want my children to invest the rest of their inheritance into index funds.
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