3 things I've learned after creating financial plans for millennials - Business Insider

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3 things I've learned after creating thousands of financial plans for millennials and Gen-Xers MasterYourMoney

For many, money management is about fear, but Certified Financial Planner Eric Roberge, says it doesn't have to be.

Often with money, the emotion is fear: fear of loss; fear of missing out; fear of getting it wrong. That fear drives people to act irrationally and to make mistakes that cost far more than simply taking a step back and waiting for that feeling to pass. When you invest sporadically and consistently lose little by little, you're not going to have much to show for it when you need a nest egg. Instead of trying to be a hot-shot stock picker, choose a rational, evidence-based investment strategy that allows you to earn enough return to meet your goals without taking on undue risk. Don't wait until you think you have the perfect plan. Don't wait to find the "secret" to making money in the stock market.

 

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