Here are their systems, mental tricks, and unique bits of advice on what to do to"Small, but consistent, increases in your retirement savings rate will help to put you on track financially for later in life — even if you don't feel particularly excited about putting money toward that purpose right now," says Kevin Mahoney, Certified Financial Planner atHow small is small? Mahoney says increasing contributions to retirement accounts by just 1% at periodic intervals can make a big...
"If you can afford to buy something that you don't necessarily need, you may also be able to afford more savings," points out Justin Pritchard, CFP and founder of"For example, if you purchase a $350 toy, whether it's a scooter, a surfboard, or something else, is there a way to add $350 to your savings? You might plan to do that over several months or in a lump sum."
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