Minimum balance of $5,000 to earn APY; rate increases at $25,000 and $100,000No monthly service feesInterest compounded monthly, not dailyin person at a branch in Florida. You can't open one online or at an Ohio branch.There are some drawbacks to this account even if you are able to open one in Florida. The $5,000 minimum deposit is pretty steep, and you won't earn any interest on balances under $5,000. You'll need at least $100,000 to earn the highest APY.
The bank doesn't have its own ATM network, but you can use Fifth Third Bank ATMs nationwide. Withdraw from a Fifth Third Bank ATM for free four times per month, then pay $1.50 for each withdrawal.
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