. When an employee uses the cash out or savings features in the Gusto Wallet, there aren't any approvals or notifications sent to employers. And an employee's Gusto account doesn't ever expire, meaning they can keep using it even if they work for an employer that doesn't use Gusto.
"We only use basic employment data to provide financial benefits instead of the approach that has been adopted by other services that track bank account and transaction information, geolocation and device identifiers, contact and internet activity information, and then use for their own business purposes or share said data with affiliates and partners," Joshua Reeves, Gusto's CEO told Business Insider via email.
"If you're paying anything, whether it's a fee or a tip, and you do the math, in many cases it doesn't look a whole lot different to a payday loan," said Jared Kaplan, CEO of OppLoans, a small-dollar lender focused on consumers with no or low credit.
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