How I save for home repairs without a home warranty - Business Insider

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'I spent $500 on a home warranty but got nothing in return. Now, I'm doing 2 things to pay for repairs without going into debt.'

Does this really work? What do theycover that they're not telling me about? Do I really have time to sort through all the fine print?

Sellers sometimes buy a home warranty for the next owner upon leaving as a courtesy, and likely so the new buyer doesn't have to deal with costly repairs right after moving in. The next time we called our warranty company it was for our furnace; they sent a contractor who was a little more generous and willing to explain things to us. Our furnace needed a new part in order to work. This contractor actually wiped the unit down for us, saying that the warranty company would not approve the claim if they saw dust on the unit.

There are dollar limits for how much the home warranty company will spend on a system or appliance per year Then I realized it. Using a home warranty company and trying to get them to approve our claims would always be an uphill battle. Certain terms and exclusions seemed to be purposely placed in the home warranty contract to protect them from having to pay for any serious work, let alone to replace an appliance or system.

for home maintenance. I decided to just work harder and save more money instead of trying to outsmart the warranty company and find a loophole where they would cover something for us.we might as well start saving for them on our own

 

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They got you mf were knocking on doors trying to sell that shit I said dude you got 20 seconds to get the fuck on

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