Of course, introducing a bill is just one step towards improving access to personal finance education. It can take months or even years for bills introduced in state legislature to make it to the governor's desk for signature. And, it's possible that some of the bills introduced this year won't make it that far, if they don't have the necessary support.
In addition, all bills are not created equal, and the devil is in the details, according to Ranzetta. Beyond the bill's passage, how it's implemented in schools and what support is given to teachers charged with leading the classes is important. "The success of implementation relies on the teacher being highly qualified and competent to teach the course," he said."I don't want to jinx things, but by all indications there's several states where you're going to see a significant increase in students getting access to financial education," said Ranzetta.
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