First, McCreary recommends creating a budget. Don't think of it as deprivation; think of it as a tool that empowers you with more control over your money. At its most basic level, McCreary says a budget helps you understand how much money comes in and goes out each month. This information allows you to allocate your funds appropriately to achieve your financial goals and avoid overspending.
In these cases, McCreary recommends saving as much as you can, even if it’s a small amount, from each paycheck and working steadily towards your goal. One way Woroch recommends finding funds to put towards your emergency savings is by reducing your monthly living expenses. “Spend time scrutinizing your bills for services you don’t need or compare rates with competitors, as you may be able to save more by switching,” she says.
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La source: MarketWatch - 🏆 3. / 97 Lire la suite »
La source: MarketWatch - 🏆 3. / 97 Lire la suite »