FP Answers:
Once you know what is possible, you can start thinking about and identifying the lifestyle you really want. Then you can take that knowledge and use it to answer your questions about the passive portfolio, the proper allocation and the four-per-cent withdrawal rule, which, to me, doesn’t make sense. It’s a rationale used to avoid doing the hard work of proper lifestyle planning.Article content
You have $700,000 in investments, a home and you’re living on about $40,000 per year before tax. What is your reason for not spending more? What are you waiting for? Are you waiting until you are 81?
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