Calgary's real estate market gradually becoming more affordable

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Calgary's real estate market gradually becoming more affordable yyc yychomes

“Rates have gone up just a little bit since June, but home prices have come down more substantially, making homes more affordable in Canada overall,” says James Laird, co-chief executive officer of Ratehub.ca.Sign up to receive daily headline news from the Calgary Herald, a division of Postmedia Network Inc.By clicking on the sign up button you consent to receive the above newsletter from Postmedia Network Inc.

In August, the average price was $521,500, and a buyer needed $107,150 to borrow at 5.3 per cent and qualify under the stress test at 7.3 per cent. By comparison, Victoria saw the largest increase in affordability between August and October. There, the income required to qualify for a mortgage for the average priced home fell more than $4,800 from $183,7000 to $178,890.

Slight improvements aside, buyers and sellers are still adjusting to the new market conditions, says a local realtor.

 

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