The new year often brings thousands of new vehicles on our roads as consumers in the market to upgrade their car traditionally wait until the end of January to make a purchase.
As for what type of car you purchase, it’s easy to get swept up in the tempting loan offers peddled by banks, finance companies and car dealers. Dave Ramsey, the US personal finance guru, has a clever rule of thumb when it comes to purchasing a car - the total value of all your vehicles should never be more than half of your annual household income.
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