Certain health tests are paid for from the major benefits or the risk portion of your plan and not your day-to-day savings.ost medical aid schemes will tell you that they ensure the health of their members by paying for a list of preventive screening procedures. They pay for this from the risk portion of the scheme, yet many members are not aware of these benefits or the terms and conditions that go with them.
Last year, when I turned 50, my doctor recommended that I do a set of preventive screenings that included a mammogram and bone density test. I also went for my regular dental checkup, along with my children. Last year, Discovery announced its WELLTH Fund, a once-off bonus providing members with additional funds to provide for screening tests this year. But, again, one has to be aware of the terms and conditions.
“You will be surprised how much you can get from your medical scheme. Benefit guides are updated every year but members seldom read them.