Buying a home this spring? Experts offer 3 top tips — from negotiating your interest rate to the best way to ‘time the market’

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A dip in mortgage rates may present an opportunity for buyers to jump into the housing market — but what else can they do?

After renting for nearly a decade, New Yorker Malcolm J. Merriweather decided to look for a home to buy.

Merriweather, a director of the New York Philharmonic Chorus, and an associate professor at Brooklyn College, had been on the market to buy a home since 2018. He’s not the only one. It’s still a competitive market out there: Home buyers are on the hunt, and they are pulling out all the stops to close a deal, but one that is suitable for their lifestyle and pocketbook.

Zillow Z on Thursday noted that home prices were back on the rise, climbing 0.9% between February and March — the strongest figure since June 2022. But constantly monitoring the latest news about rates and home prices is not a good strategy when you’re on the hunt, Nick Bailey, president and CEO of RE/MAX, told MarketWatch.

— Nick Bailey, president and CEO of RE/MAX Bailey, who first ventured into real estate when he was 17 with the purchase of two commercial buildings, bought his first home when he went to college the following year. It was a four-bedroom house with two bathrooms. He rented out the bedrooms to help pay for the mortgage. “When I went in as a first-time home buyer, it was a 3% down FHA mortgage that’s government backed, and my interest rate was 6.5%,” Bailey said.

 

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