Small business owners feel the credit crunch

  • 📰 AP
  • ⏱ Reading Time:
  • 39 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 19%
  • Publisher: 51%

Belgique Nouvelles Nouvelles

Belgique Dernières Nouvelles,Belgique Actualités

It's always tough for small businesses to get financing since big banks tend to favor big business. With collapse of Silicon Valley Bank and other banking turmoil, it's likely to get even tougher.

Jay Foreman, CEO of Basic Fun!, stands near the entrance to his toy company, Thursday, April 6, 2023, in Boca Raton, Fla. Foreman had to temporarily scuttle plans for an acquisition due to the credit crunch. Jay Foreman, CEO of Basic Fun!, stands near the entrance to his toy company, Thursday, April 6, 2023, in Boca Raton, Fla. Foreman had to temporarily scuttle plans for an acquisition due to the credit crunch.

NEW YORK — When Nat West, owner of cider-making company Reverend Nat’s Hard Cider, decided to supplement his wholesale business by opening a taproom in a bustling neighborhood in Portland, Oregon, he thought getting financing would be a breeze. After all, he was only seeking $50,000, has been in business for 11 years, and takes in more than $1 million in annual revenue.

In February and March, West reached out to three lenders he had previously gotten financing from, including one where he has an existing line of credit. To his surprise, he was rejected. “I feel like it’s really weird, it’s such a small amount of money for a business that has so much ongoing, sustained revenue and has been in the same community for a long time,” he said.

 

Merci pour votre commentaire. Votre commentaire sera publié après examen.

Small businesses are touted as the economic engines of this nation but that’s just rhetoric as we’re inundated with untold paperwork just to participate in bidding any type of gov. work. To make matters worse, the big companies creates small companies to take part in that too!

And yet America is standing on $trillion small business.

It’s like 2009 to get out there, everybody’s going to feel the credit crunch. Just wait until credit card companies start reducing available balances out of the blue. Or maybe they won’t this time, I think that’s what kicked off a bunch of personal bankruptcies back then.

Go to your local community bank or credit union, folks.

Nous avons résumé cette actualité afin que vous puissiez la lire rapidement. Si l'actualité vous intéresse, vous pouvez lire le texte intégral ici. Lire la suite:

 /  🏆 728. in BE

Belgique Dernières Nouvelles, Belgique Actualités

Similar News:Vous pouvez également lire des articles d'actualité similaires à celui-ci que nous avons collectés auprès d'autres sources d'information.

HSBC buys Silicon Valley Bank’s UK business, ending ‘nightmare’ for British techHSBC has scooped up the UK arm of failed Silicon Valley Bank, securing the deposits of thousands of British tech firms that hold money at the lender.
La source: mercnews - 🏆 88. / 68 Lire la suite »