— has effectively cooled housing activity and driven double-digit declines in home prices across many markets.
Those with variable rate mortgages who purchased homes at the peak of prices during the pandemic, for instance, as well as those renewing their fixed mortgages in today’s higher interest rate environment, are in many cases facing much higher monthly payments. , Macklem also said that Canada’s housing market has “strong underlying fundamentals” that will sustain demand in the sector longer-term.
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