With the rising trend of inflation and the increasing cost of living, it is no surprise that a growing number of households are struggling to meet their financial obligations. In many instances, despite various avenues available to the consumer to seek assistance, households avoid it, leaving debt to spiral out of control.
Average SA consumer is highly indebted According to an Investec report, the cost of load shedding to the SA macro economy amounted to approximately R300 billion during 2022. Debt spiral In another oversimplification, the debt spiral is often considered exclusively from the consumers’ perspective.
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