Jeremy Hunt’s pension plunder plan is bad business

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Big ideas for DB pensions look more harmful than helpful

Jeremy HuntIs the answer to the UK’s chronic under-investment problem really down the back of the pension sofa?set-out how defined contribution pensions should invest 5 per cent of their assets in private equity, venture capital and start-ups.

Still, something is happening. The government says “there may be potential for the assets held by DB schemes to work harder for members, employers and the economy” andby switching from boring bonds and gilts to equities and other— setting-up a newwith economies of scale and expertise. DB pensions, with no guaranteed annual inflation increases, used to be effectively “with profits” — members shared the risk and return of asset performance. Good performance meant a pension increase, poor performance meant no increase.

 

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