The $1,000 credit card cash bonus is here. Should small business owners get one?

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Have a credit card question? Email picks@marketwatch.com.

Question: What’s the best small business credit card? I own a boutique clothing store and am constantly charging things, but I’m not sure that I’m getting the most bang for my buck. I’d like to be able to benefit personally or have my business benefit from large expenditures, but I don’t know which card can help me do that.

Ted Rossman, senior industry analyst at CreditCards.com, says he suspects that a boutique clothing store would benefit more from cash back than travel rewards and for his part, he recommends: That said, If most of your business’ spending is at a specific retailer, consider looking into whether it offers a credit card. “If you spend a far larger amount on one particular type of purchase, such as office supplies, consider a card that gives extra rewards for those things,” says Schulz. Of course, if you’d rather have travel points or miles instead of cash back, look at cards that feature those.

 

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