Market is at odds with Fed on whether bank reserves are scarce

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Bank reserves totaled $3.26trn in the week through October 25, Fed data shows.

The Federal Reserve and some market participants are out of sync on whether reserves in the banking system — a key determinant for the central bank to continue its quantitative tightening — have already reached the appropriate level of scarcity.

Yet right before Powell spoke, Matthew Hornbach, global head of macro strategy at Morgan Stanley & Co, said on Bloomberg Television that reserves may have already reached the minimum level that banks need to conduct their business. Scarcity has caused problems in the past, most notably in September 2019, when the Treasury increased borrowing and the Fed stopped buying as many Treasuries for its balance sheet. Balances dropped by nearly $166 billion to $3.14 trillion in the week through September 20 in 2019, Fed data show.

But lenders are still jittery following the failures of Silicon Valley Bank and Signature Bank earlier this year. ADVERTISEMENT CONTINUE READING BELOW The Fed’s August survey of financial officers showed that roughly 79% of respondents said their institutions preferred to hold additional reserves above the lowest comfortable level. Almost half of those respondents also reported increased borrowing from Federal Home Loan Banks as the result of the industry turmoil in March.

 

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Belgique Dernières Nouvelles, Belgique Actualités

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