will look? Where you'll live, what you'll do most days, whether you'll travel, or volunteer, or go all in on your hobby.from Lincoln Financial Group, whether or not you mentally plan out your future could make a big difference in the steps you take to actually get there.
"Planning for retirement is more than just a number," Jamie Ohl, president of Retirement Plan Services at Lincoln Financial Group,. "When savers take the time to really think through what retirement will hold — like volunteering, traveling the world or even working part time — they are better able to take steps today to make the tomorrow they imagine a reality."
Lincoln Financial Group asked 2,580 full-time workers ages 18 to 72 about their ideal retirement and their saving behaviors. The survey respondents most commonly associated retirement with travel, financial security, living a comfortable life, and being debt-free. Those who had already envisioned their ideal, yet still realistic, retirement think they'll need to save 20% of their income to achieve their goal, which is 7% higher than those who haven't thought about their retirement at all. Ultimately, members of the forward-thinking group were over two times more likely to say they contribute at least 15% of their income to a workplace retirement plan already, the survey found.
Too scared to think of my retirement.
Meaning of life:
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