My financial planner was so helpful I no longer need one - Business Insider

, we wanted to find a simple way to merge our financial lives. We'd each arrived at our relationship with a unique set of financial circumstances. There were differences in our income, how much we had in savings, and even how we felt about money.

She also identified "holes" in our finances and checked in quarterly and during turbulent market conditions. I remember receiving a phone call from her late one afternoon, after the Dow had tumbled close to 2%. "Just want to make sure you're not too worried," she said. I remember feeling surprised by her call, but also very appreciative.But after a few years of her support, my husband and I decided we wanted to take over the pilot seat and manage our money ourselves.

When we got married we loved each other more than we loved money.

And most of your gains are eaten by fees. It’s simple math really. Don’t be lazy. Index funds (which outperform the majority of actively managed funds and cost next to nothing in the way of fees). Financial advisors exist to make money for themselves and their firms.

This is bad sex with no love... :)

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