If you have dependents — that's people who rely on your income, like children, a non-working spouse, or aging parents you support — you need life insurance. If you don't have dependents but do have debt or own a business, you might also want to consider it.Traditionally, the rule of thumb is to get life insurance worth 10 times your annual income — so if you make $75,000 a year, you'd get $750,000 worth of coverage.
Depending on your profile and your coverage needs, it's possible to get term life insurance coverage for as little as $25 a month or less. When you sign up for a term policy, your payment is fixed, meaning unless you change your coverage needs, you'll be paying that $25 a month for the entire 30 years.Every insurer evaluates potential borrowers slightly differently, so you'll want to get multiple quotes to see who can offer the most coverage at the best monthly price.
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Fonte: BusinessInsider - 🏆 729. / 51 Consulte Mais informação »
Fonte: BusinessInsider - 🏆 729. / 51 Consulte Mais informação »
Fonte: BusinessInsider - 🏆 729. / 51 Consulte Mais informação »
Fonte: BusinessInsider - 🏆 729. / 51 Consulte Mais informação »