But as I watched my parents reach retirement age and have the money needed to stop working, my thinking started to shift. I was about to turn 32 and had been so fiercely against planning for my financial future that when I finally woke up and realized the big mistake I was making, I was extremely behind onI decided to change my ways.
Next, I decided to catch up on educating myself around retirement funds, where I should put my money, and the kind of account to open. I read a handful of books and met with a local financial adviser who told me that, since I'm self-employed, a SEP IRA makes the most sense for me at this point.
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