Without denying the reality of the current global recession, markets do recover over time. And as property prices have come down, it definitely is a buyer’s market.
“If the bank approves a loan for less than 100% of the purchase price, you will need to find a way to fund the rest. One way to obtain these funds is through your retirement fund,” he says.Some retirement funds offer pension-backed home loans to qualifying members for their primary residence. “It’s also a great time to fix up all the little bothers since many people are working and spending most of their time at home these days,” Chothia says.
The Reserve Bank’s decision on July 23 to cut the repo rate by a further 25 basis points to the lowest it’s been in decades will probably encourage even more buyers to take advantage of the low interest rate.
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