Bind, a startup that's building a new kind of health plan, is becoming an insurer itself. It's offering plans to fully insured employers who have more than 50 employees.
Bind will be available for companies in Florida effective January 2021, with plans to file to be an insurer in dozens of states between now and 2021.Bind, a healthcare startup that built a new kind of "on-demand" health plan, is getting into the insurance business. About half of all Americans get their health insurance from an employer, and employers spend an estimatedInside the secret club that helps determine which healthcare startups blow upBind was founded in 2016 by Tony Miller, who previously started two companies that he sold to UnitedHealth Group. Bind has raised $142 million from investors including UnitedHealth, Lemhi Ventures , and Ascension Ventures, the venture arm of the giant Ascension health system.
To do that, the plans ditch deductibles and co-insurance in favor of fixed amounts you know you'll have to pay before going in for treatment.Deductibles can require health plan members to pay thousands of dollars for medical care and prescriptions before their health insurance kicks in, while co-insurance requires members to pay a percentage of the total cost of care.
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