A year after officially going live, Bank Zero will maintain its “zero fee” regime for its services in 2023 − with chairperson, former FNB CEO Michael Jordaan, surprised by the uptake in the number of business banking customers.Yesterday, Bank Zero released its pricing guide for 2023, saying: “The big question was whether Bank Zero would be able to keep their zero fees at zero.”
Described as “a unique and fresh approach to banking”, Bank Zero says it does not have entry-level accounts. Says Bank Zero in a statement: “Cash deposits are new, and were prioritised due to customer request. Customers can deposit at any PnP or Shoprite till-point. The fee is set by the retailer, and customers need to confirm this with the cashier before making the deposit. These deposits are immediately available in the account once card and PIN are confirmed.”
In an e-mail interview with ITWeb, Lezanne Human, co-founder of Bank Zero, says: “Due to our low costs, our break-even is at approximately 100 000 customers. We’re not yet revealing our customer numbers, but we are seeing nice growth though – which is especially promising in this current economic climate.”
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