Top business stories: Apple Store robots, Goldman's alt push, budget sheet - Business Insider

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Apple Store employees feel like robots, Goldman's alt-investment 'storefront,' and a foolproof budget spreadsheet

The people asked for anonymity to describe closely guarded details about a high-level plan CEO David Solomon announced in a December memo.

The new team, dubbed the Alternatives Capital Markets and Strategy Group, is part of Solomon's plan to raise awareness about Goldman's alternative investing platform and raise billions of dollars in outside funding. If that sounds similar to what Blackstone has been doing, that's because Solomon has made the comparison himself. As far back as January 2019, at Goldman's annual partners' meeting, heIt appears to be game-on in the alts space. Stay tuned for the next twist.

The presence of a moat lessens the probability of a new entrant or established firm eating into the market share or profitability of an investment. In the end, Greenwald says the magic formula boils down to two things: scale and customer captivity.A decade in, robo-advisers like Wealthfront and Betterment are in a tricky spot. Here's why one fintech banker thinks buyers and public investors will be hard to win over.

Jason Gurandiano, global head of financial technology investment banking at RBC, told Business Insider that robos have a tough road ahead as the level of assets they manage is still far too low.

 

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