Renting, Starbucks and other personal finance no-nos

” from readers: That renting is better than owning for a lot of people, buying Starbucks is perfectly fine, and you should always tip 20 per cent, no matter the service.

Other contributions: Save before paying off debt, index funds are not the ultimate solution for wealth creation and an appreciation of tax refunds, even if they are interest-free loans to governments. What I like about this discussion is how it suggests that even the most widely held personal-finance beliefs need to be challenged to ensure they’re relevant. There are financial benefits to long-term home ownership , but barking at people that renting is a waste of money is pointless for people who cannot afford a home or who need to stay mobile for job opportunities.

Enjoy the list and don’t get worked up if you see something that sounds silly. The point is to get you thinking; you don’t have to change your mind.that I did on the topic of understanding your credit score. My guest is Laurie Graham, chief executive of Credit Canada Debt Solutions, a non-profit credit-counselling agency.Trick question. According to the Better Dwelling blog,

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