Canadian bank earnings growth seen at risk as mortgage deferrals almost double the U.S. rate

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Analyst says bank earnings unlikely to return to 2019 levels until 2023

“There’s going to be limited earnings growth coming through, if any” until employment returns to about 80 per cent to 90 per cent of pre-coronavirus levels, said Sadiq Adatia, chief investment officer at Sun Life Global Investments.

Despite a nearly sixfold rise in provisions in the April quarter, capital ratios fell by less than 40 basis points from the previous three months, helped by regulators’ treatment of deferred mortgages as performing loans.Article content continuedCanadian banks provided six-month deferrals starting in mid-March to help tide customers over the economic crisis sparked by the COVID-19 pandemic.

With Canada’s household debt-to-GDP ratio rising to 101.3 per cent in the fourth quarter of 2019, making it among the highest in the developed world, the Bank of Canada warned last month that stretched consumers could remain frugal when pandemic-driven shutdowns are relaxed. “The significant deterioration in Canada’s economy and labor market will drive insolvencies materially higher over the medium-term,” weighing on banks’ loan growth, he said in a note. Rizvanovic said bank earnings are unlikely to return to fiscal 2019 levels until 2023.

 

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Canadian bank earnings growth seen at risk as mortgage deferrals almost double the U.S. rateAnalyst says bank earnings unlikely to return to 2019 levels until 2023 Oh no! The poor banks, feel so bad for them. 🖕🏼 The Trudeau mismanagement of COVID is to blame for this. Always a day late to the parade. So the billions they make every quarter are gone?
Source: nationalpost - 🏆 10. / 80 Read more »