A 'Medigap' policy picks up some costs that Medicare won't. Here are tips for choosing one

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Medigap policies are standardized regardless of which insurance company sells them and where you live, yet there can be a big variation in premiums from insurer to insurer. Here's how some of that pricing works and other tips for navigating your options.

The reasons to go with a Medigap plan differ from person to person, Gavino said. For example, someone's doctors may not participate in a locally available Advantage Plan, or, with some Medigap plans, the person likes to know with certainty what their costs will be.If you know this, it may help you anticipate what may or may not happen to your premium down the road.

Premiums also may go up from year to year due to other factors, such as inflation and insurer increases.highest- and lowest-cost Plan G policies in various markets

 

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