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Term life insurance is easy to sign up for and offers high levels of coverage for a relatively low cost.. Policygenius can help you compare life insurance policies to find the right coverage for you, at the right price » Life insurance may feel like a huge decision, but it's actually a lot simpler than most people realize. While there are many different types of life insurance, term life insurance offers a low-cost option to get high levels of coverage. And for my family, that was a much better choice than whole life insurance. The first reason term life was a better choice than whole life insurance for my family is the cost. My $1 million term life insurance policy came with a $78.67 monthly payment.
, as the cost only goes up with age. However old you are today, life insurance is likely going to be the cheapest for you right now. The longer you wait to sign up, the more you pay per month for a policy., $100,000 in whole life insurance coverage would cost around $145 to $238 per month for a healthy 30-year-old male. That's about two to three times more than I pay per month for 10 times the coverage., but I knew they would come someday. That day is here, as I'm now a father of three.
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