The retirement cockpit will likely be popular among Siemens employees due to the existing German pension gap. Poverty among German pensioners is on the due to an aging population and stagnant wages. The trend underlines the importance for working individuals to appropriately plan and save for their retirement. Raisin's private pension offering can supplement state and company pension schemes, providing a stronger safety net for workers.
Going forward, Raisin should leverage the Siemens partnership to expand its pension solution to its existing operations in the UK, which also has a fragmented pension market.The UK government's auto-enrollment scheme, which automatically enrolls eligible workers into their employers' pensions, has led to low levels of engagement and ensuing confusion in accessing pensions from previous jobs: The Association of British Insurers estimates that 1.
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