Credit card points helped me quit job without using my emergency fund - Business Insider

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The pandemic made me realize it was time to quit my job. My credit card points provided the cushion I needed to make that happen

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I was lucky to have great health insurance through my wife and money in my savings account, but I was able to redeem points to avoid dipping into my emergency fund. I'm now settling into a new freelance routine, and even though I'm making much less money than before, I'm also happier.In the middle of March, I started doing what everyone who was lucky enough to have the flexibility to avoid in-person interaction did: Working from home.

As spring dragged on, though, those feelings of gratefulness turned to frustration. I found myself pondering the meaning of any of my work. Other than seeing a direct deposit amount arrive in my bank account every two weeks, what was the point of all these endless Zoom calls? Why was I tethered to my email inbox? If the adage of "life is what you make it" is indeed true, I was making it miserable.

 

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