Your Guide To Personal Finance Under A Joe Biden Presidency

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Here's your guide to personal finance under a Joe Biden presidency:

Biden’s plan would increase the minimum benefit retirees can get, along with providing increases to benefits amounts for seniors between 78 and 82.Biden has proposed making changes to retirement savings to benefit low- and middle-income workers. Currently, if you’re in a higher tax bracket, you get a bigger tax deduction than someone at a lower tax bracket who puts the same exact amount of money into a company-sponsored 401 plan.

By eliminating or changing the provision, high-level investors and their families could be faced with considerable capital gains taxes . That’s in addition to Biden calling for taxing long-term capital gains like regular income, which would raise the top rate from 20% to nearly 40% for the highest earners.

Biden and Harris have been vocal about their plans to make college more affordable by making two years of post-secondary education free, whether it be community college, trade school, or other job training programs. Biden has also proposed making public colleges and universities free for families earning less than $125,000 per year.

Federal student loan repayment is automatically in forbearance until January 2021, due to an executive order signed by President Trump in August. But it’s unclear what will happen to borrowers when those forbearance plans expire. And some private loan borrowers have had to work with their lenders to adjust their repayment plans, as private lenders haven’t been required to provide relief.

 

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Think inflation

Be thankful for what you had!

Just an Idea & Plan, that's IT ! ! ! ! ! Do NOT Waste my Dollars, I want my Money to WORK for ME because I Work SMARTER and NOT HARDER.

Wake up, left. Joe Biden will never be the president, he lost it. And he’s criminal, he will die in jail.

Empty wallets across America will be Beijing Biden’s plan! He needs to pay back that 10 percent back to China and they want lots of interest!

The best advice would be not voting to elect him into office in the first place. lol

Start saving for tax day!

He's not the president or president elect yet

This is basically a tax, so we need better options.

I have a better idea! Dig a hole in your yard place shoe box of says cash in it and then cover! Take it out of the market for sure!

Interesting groupthink, Forbes.

Gold, food and water!

Dallas Jones

Give all of your money to the government. That’s the guide. Good job Dems...you’ve elected Mr. Socialist Taxman

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