Fintech just saw an earnings bonanza, as Coinbase and Upstart report over 11-fold revenue growth

in December at $20 a share, and Jackson said he's owned it since the IPO. After surging 24% in extended trading on Tuesday, the stock is now hovering around $160, valuing the company at over $12 billion.

Comparing second-quarter results to the same period a year earlier isn't entirely fair, because at that point in 2020, the country was in the early stages of the pandemic and much of the economy had shut down. Upstart said in itsCFO Sanjay Datta made sure to remind investors of that on the call.

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