Hidden traps of selling in a hot market and buying on the dip

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The key risks are selling quality properties in areas still on the up and total transaction costs of roughly 8 per cent.

22.4 per cent nationally over the past 12 months, it is easy to see why some landlords may be thinking of cashing in by selling their rental properties.

But those who plan to sell now and then wait, say, 12 months to buy on a low, should weigh up the potential risk and rewards before taking the plunge, experts say.Margaret Lomas, founder of Destiny Financial Solutions, says the decision to sell depends on the location of the property and the investor’s overall exit strategy.

“None of those cities have yet to reach an unsustainable peak, meaning that even if prices soften they are more likely to simply go flat rather than fall.”Lomas says that for investors who have many years left on their investing timeline and own property in overheated areas, there could be an argument for selling and rebuying.

“If you have a long-term investment strategy and you’re holding a high-quality property that enjoys strong demand in a high-demand area, in most cases it’s better to hold the property – unless there is a known issue with the asset in question,” he says.

 

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