Different trading models jostling for space in a thriving market

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Despite the highly speculative nature of cryptos, aspiring investors are showing an awareness of this growing asset class’s use as a payment instrument.

Australian investors are fast moving from being merely “crypto-curious” to developing a deeper understanding of how and why they should be exposed to the burgeoning but complex and opaque digital currency sector.

Rather than merely speculating, investors are becoming more interested in the underlying “use cases” of cryptos, such as the role of the blockchain ethereum in supporting blockchain technology and the growth in non-fungible tokens . Under the exchange model, customers trade directly with each other on a peer-to-peer basis. Brokers act as intermediaries, agreeing to source the coins from other channels such as overseas exchanges, at an agreed price.

says investors need to familiarise themselves with the underlying custodial arrangements and the distinction between “hot” and “cold” wallets.The fourth biggest online share trading platform, SelfWealth plans to enter the sector this quarter, in alliance with BTC Markets.“Crypto is a speculative asset type, so investment into crypto should match your risk appetite,” Whitaker says. “Investors should also consider the weighting of crypto holdings with respect to their total portfolios.

“We have seen them collectively trade many millions in ether, an asset with wide applications in things like de-fi [decentralised finance] ecosystems, smart contracts, gaming, advertising and supply chain management.” In October last year the Victorian Supreme Court froze $7.75 million of bitcoins held by the failed exchange ACX. The action was on behalf of 94 investors who claim to have lost more than $10 million of cryptos when the exchange closed in late 2019.Crypto.com’s Mohan recommends choosing a crypto exchange “that is licensed as you would any other financial services platform”.

“We’re happy to see additional compliance and regulation in the crypto space, as it typically leads to increased investment,” says CoinSpot’s Howells. “It also means policy-makers and regulators are embracing crypto as a legitimate asset class.”

 

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