Mortgage rates rise above 5% for the first time since 2011. Is the seller’s market over?

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Mortgage rates rise above 5% for first time since 2011. Is the seller’s market over?

Mortgage rates have increased for seven consecutive weeks, creating openings for buyers who have managed to withstand this tough housing market.

The average rate on a 30-year fixed-rate mortgage was 5.11% as of the week ending April 21, representing an increase of 11 basis points from the previous week, Freddie Mac FMCC reported Thursday. One basis point is equal to one hundredth of a percentage point, or 1% of 1%. The most recent home-listings data from Realtor.com showed that the number of new listings was down 13% compared to a year ago. Researchers cautioned that the downturn could be a reflection of the Easter holiday, which coincided with spring breaks for many children, so families may be holding off on putting their properties on the market.

 

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