Claim Social Security or withdraw from your 401(k) during a bear market? Think carefully

  • 📰 MarketWatch
  • ⏱ Reading Time:
  • 23 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 13%
  • Publisher: 97%

Business News News

Business Business Latest News,Business Business Headlines

Consider what you might be giving up

Recession fears are spiking now that major indexes are approaching bear market territory, after months of market volatility that have put a strain on retirees’ and preretirees’ retirement portfolios.Those at an age to claim Social Security may be thinking about claiming sooner than previously planned to give them a source of income and to give their portfolio a chance to recover some losses.

There’s no right answer to when to claim Social Security. An individual receives 100% of the benefits they’re owed at Full Retirement Age, which depends on when they were born. Retirees can begin claiming as early as age 62, but any time before FRA results in a reduced benefit. Individuals can also receive more than what they’re owed for every month they delay up to age 70. Benefits are based on a formula that factors in age and earnings history.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.

Nothing stops or slows down the increase in the price of oil, gas, food; so inflation will remain high. To fight inflation, Fed will raise interest rate as much as the increase in inflation. High interest rates reduce earnings; hence, kill stocks, create Bear Market & recession.

We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 3. in BUSİNESS

Business Business Latest News, Business Business Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

The Kid Laroi’s mom is bad for business, music insiders claimMusic insiders are blasting The Kid Laroi’s momager, Sloane Howard, as being difficult to work with, claiming she’s bad for his burgeoning career.
Source: PageSix - 🏆 320. / 59 Read more »