Short-term credit extension picked up a little in the fourth quarter of 2021, when SA was grappling with the Omicron variant of Covid-19, a more virulent but less deadly variant, an industry survey showed on Wednesday.
Short-term finance, defined as less than R8,000 for less than six months, is a source of funds for lower-income households and micro businesses. While small, at about 0.1% by value, it is an important barometer of vulnerable populations and those reliant on funds outside the formal banking sector.Keith Lockwood, an independent economic consultant and faculty member at the Gordon Institute of Business Science .
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