Best Debt Settlement Companies Of February 2023

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Did you carry debt with you into the new year? Make 2023 the year you become debt-free with the best debt-relief companies. via ForbesAdvisor

, all three of which fall under the larger umbrella of debt relief. With both debt consolidation and debt management, you repay the full principal owed. Only in debt settlement, which may also be referred to as debt forgiveness, are you paying back less than the principal amount owed—which is where several major differences arise, as discussed here.

If you choose to go the debt settlement route, it’s essential to vet any company you’re considering for legitimacy. Check that the company has the necessary licenses to operate and make sure watchdog institutions like the AFCC accredit it.Look for the company to be a member of the American Fair Credit Council, which supports, enforces and advocates for consumer rights for Americans with financial hardship and debt burdens.

 

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